If you do not agree with these Terms, please do not use the Site.

1. Acceptance of Terms

By accessing and using the Site, you agree to be bound by these Terms, our Privacy Policy, and any other policies or guidelines that may be applicable to specific sections of the Site. We may revise these Terms at any time, and you should check this page periodically for updates. Your continued use of the Site after any changes to these Terms constitutes your acceptance of those changes.

2. Eligibility

You must be at least 18 years old to use the services offered on Pheow.com. By using the Site, you represent and warrant that you are of legal age and have the capacity to enter into a binding agreement.

3. Account Registration

To access certain features of the Site, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to maintain the security and confidentiality of your login credentials. You are responsible for all activities that occur under your account.

4. Investment Plans and Services

Pheow.com offers investment services, including various investment plans designed to meet different financial goals. All investments are subject to the terms and conditions associated with each individual plan. We do not guarantee any specific returns on investments, and you acknowledge the risks associated with any financial decision.

By subscribing to an investment plan, you agree to the specific terms related to that plan, which will be presented to you at the time of your investment. All investments are voluntary and made at your own risk.

5. Payment and Fees

For certain services, you may be required to make payments. All payments must be made in the manner outlined on the Site. Fees associated with investments, account management, or other services will be communicated to you at the time of your transaction. You agree to pay all applicable fees and charges, including any taxes or additional costs.

6. Restrictions on Use

You agree not to:

• Use the Site for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Site.
• Engage in any activity that could interfere with or disrupt the functioning of the Site or the services offered.
• Use any automated means to access, scrape, or extract content from the Site.
• Attempt to reverse engineer or otherwise compromise the security features of the Site.
• Engage in fraudulent activities, including the submission of false or misleading information.

7. Intellectual Property

All content, features, and functionality on the Site, including but not limited to text, graphics, logos, images, software, and trademarks, are owned by Pheow.com or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use, copy, modify, or distribute any of the content without express written permission from Pheow.com.

8. Limitation of Liability

To the fullest extent permitted by law, Pheow.com and its affiliates, officers, employees, agents, or partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profit, revenue, data, or other intangible losses, resulting from (a) your use or inability to use the Site; (b) any errors or omissions in the content of the Site; (c) any unauthorized access to or use of your personal information; or (d) any investment decisions made based on the information provided on the Site.

9. Indemnification

You agree to indemnify, defend, and hold harmless Pheow.com, its affiliates, officers, employees, agents, and partners from any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising out of or in connection with your use of the Site, your breach of these Terms, or any violation of any law or the rights of a third party.

10. Privacy

Your use of the Site is also governed by our Privacy Policy, which can be found at [insert link to Privacy Policy]. By using the Site, you consent to the collection and use of your information as outlined in the Privacy Policy.

11. Termination

We may suspend or terminate your access to the Site at any time and for any reason, including if you violate these Terms. Upon termination, your rights to use the Site will immediately cease, and you agree to stop accessing or using the Site.

12. Governing Law and Dispute Resolution

These Terms will be governed by and construed in accordance with the laws of the United Kingdom. Any dispute or claim arising out of or in connection with these Terms shall be resolved through negotiation or, if necessary, through binding arbitration in the UK. You agree to submit to the exclusive jurisdiction of the courts of the United Kingdom for any legal action arising out of these Terms.

13. Miscellaneous

• Entire Agreement: These Terms, along with our Privacy Policy, constitute the entire agreement between you and Pheow.com regarding your use of the Site.
• Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
• Waiver: No waiver of any term of these Terms will be deemed a further or continuing waiver of such term or any other term.
• Assignment: We may assign our rights and obligations under these Terms to any third party at any time without notice to you.